/* Palette: Charcoal, Metallic Gold, Ivory, White */
:root {
    --bg: #2C2C2C;
    --dark-bg: #1A1A1A;
    --gold: #C5A059;
    --gold-light: #E5C580;
    --ivory: #F9F7F2;
    --text: #333333;
    --white: #FFFFFF;
    
    --font-serif: 'Cinzel', serif;
    --font-sans: 'Lato', sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

body {
    background-color: var(--ivory);
    color: var(--text);
    font-family: var(--font-sans);
    line-height: 1.6;
}

.container { width: 90%; max-width: 1200px; margin: 0 auto; }
.section-padding { padding: 100px 0; }
a { text-decoration: none; color: inherit; transition: 0.3s; }
img { max-width: 100%; height: auto; display: block; border-radius: 2px; }

/* Header */
.bank-header { background: var(--bg); padding: 25px 0; position: sticky; top: 0; z-index: 1000; border-bottom: 3px solid var(--gold); }
.header-row { display: flex; justify-content: space-between; align-items: center; }

.logo { font-family: var(--font-serif); font-size: 1.8rem; color: var(--white); letter-spacing: 2px; }
.gold-serif { color: var(--gold); }

.classic-nav a { margin-left: 30px; font-size: 0.9rem; letter-spacing: 1px; color: #BBB; text-transform: uppercase; }
.classic-nav a:hover, .classic-nav a.active { color: var(--gold); }

.client-login { color: var(--gold); border: 1px solid var(--gold); padding: 8px 15px; font-size: 0.8rem; text-transform: uppercase; margin-left: 20px; transition: 0.3s; }
.client-login:hover { background: var(--gold); color: var(--bg); }

.mobile-toggle { display: none; background: transparent; border: none; color: var(--gold); font-size: 1.2rem; cursor: pointer; font-family: var(--font-serif); }

/* Mobile Menu */
.mobile-menu { position: fixed; top: 0; right: -100%; width: 300px; height: 100%; background: var(--dark-bg); z-index: 2000; padding: 50px; transition: 0.4s; border-left: 2px solid var(--gold); }
.mobile-menu.active { right: 0; }
.close-btn { background: none; border: none; color: var(--gold); font-size: 1rem; margin-bottom: 30px; cursor: pointer; }
.mobile-menu a { display: block; color: var(--white); font-family: var(--font-serif); font-size: 1.5rem; margin-bottom: 20px; }

@media (max-width: 900px) {
    .classic-nav, .client-login { display: none; }
    .mobile-toggle { display: block; }
}

/* Hero */
.hero-finance { height: 85vh; position: relative; display: flex; align-items: center; justify-content: center; text-align: center; }
.hero-bg { position: absolute; top: 0; left: 0; width: 100%; height: 100%; background-size: cover; background-position: center; z-index: 0; }
.hero-overlay { position: absolute; top: 0; left: 0; width: 100%; height: 100%; background: rgba(26, 26, 26, 0.7); z-index: 1; }
.hero-content { position: relative; z-index: 2; color: var(--white); max-width: 800px; }

.pre-head { font-family: var(--font-serif); letter-spacing: 4px; color: var(--gold); display: block; margin-bottom: 20px; font-size: 0.9rem; }
.hero-content h1 { font-family: var(--font-serif); font-size: 4rem; line-height: 1.1; margin-bottom: 20px; }
.gold-line { width: 80px; height: 3px; background: var(--gold); margin: 0 auto 30px; }
.gold-line.left { margin: 0 0 30px 0; }
.gold-line.center-line { margin: 20px auto 40px; }
.hero-content p { font-size: 1.3rem; margin-bottom: 40px; color: #ddd; font-weight: 300; }

.btn-gold { background: var(--gold); color: var(--bg); padding: 15px 40px; font-family: var(--font-sans); font-weight: 700; letter-spacing: 1px; border: none; cursor: pointer; transition: 0.3s; display: inline-block; text-transform: uppercase; }
.btn-gold:hover { background: var(--gold-light); transform: translateY(-2px); }

/* Services Teaser */
.services-teaser { background: var(--ivory); }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.service-box { background: var(--white); padding: 40px 30px; text-align: center; border: 1px solid #e0e0e0; transition: 0.3s; }
.service-box.active { border-color: var(--gold); border-bottom: 4px solid var(--gold); }
.service-box:hover { transform: translateY(-5px); box-shadow: 0 10px 30px rgba(0,0,0,0.05); }
.service-box h3 { font-family: var(--font-serif); font-size: 1.3rem; margin-bottom: 15px; color: var(--bg); }
.link-gold { color: var(--gold); font-weight: 700; font-size: 0.9rem; margin-top: 15px; display: inline-block; }

/* Trust Banner */
.trust-banner { background: var(--bg); padding: 60px 0; color: var(--white); }
.trust-flex { display: flex; justify-content: space-around; text-align: center; }
.trust-item strong { display: block; font-family: var(--font-serif); font-size: 2.5rem; color: var(--gold); margin-bottom: 5px; }
.trust-item span { font-size: 0.9rem; text-transform: uppercase; letter-spacing: 1px; }

/* About */
.about-classic { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
.about-text h1 { font-family: var(--font-serif); font-size: 3rem; color: var(--bg); line-height: 1.2; margin-bottom: 20px; }
.principles-list { list-style: none; margin-top: 30px; }
.principles-list li { margin-bottom: 15px; padding-left: 20px; border-left: 3px solid var(--gold); color: var(--text); font-weight: 600; }
.about-img img { border: 10px solid var(--white); box-shadow: 0 20px 40px rgba(0,0,0,0.1); }

/* Service List (Detailed) */
.service-list { max-width: 900px; margin: 0 auto; }
.service-row { display: flex; gap: 30px; margin-bottom: 50px; border-bottom: 1px solid #ddd; padding-bottom: 30px; }
.service-row:last-child { border-bottom: none; }
.s-icon { font-size: 3rem; color: var(--gold); }
.s-desc h3 { font-family: var(--font-serif); font-size: 1.5rem; color: var(--bg); margin-bottom: 10px; }

/* Contact */
.contact-formal { display: grid; grid-template-columns: 1fr 1.5fr; gap: 60px; }
.contact-card { background: var(--bg); color: var(--white); padding: 50px; }
.contact-card h2 { font-family: var(--font-serif); color: var(--gold); margin-bottom: 20px; }
.c-details { margin-top: 40px; line-height: 2; font-size: 1.1rem; }

.gold-form .form-group { margin-bottom: 25px; }
.gold-form label { display: block; font-size: 0.8rem; color: #555; text-transform: uppercase; margin-bottom: 5px; letter-spacing: 1px; }
.gold-form input, .gold-form select, .gold-form textarea { width: 100%; border: none; border-bottom: 2px solid #ccc; background: transparent; padding: 10px 0; font-family: var(--font-sans); color: var(--text); }
.gold-form input:focus, .gold-form select:focus, .gold-form textarea:focus { border-bottom-color: var(--gold); outline: none; }
.full { width: 100%; margin-top: 20px; }

/* Legal */
.legal-doc { max-width: 800px; margin: 0 auto; background: var(--white); padding: 60px; box-shadow: 0 5px 20px rgba(0,0,0,0.05); }
.legal-doc h1 { font-family: var(--font-serif); color: var(--bg); }

/* Footer */
.bank-footer { background: var(--dark-bg); color: #888; padding: 80px 0 30px; margin-top: 100px; border-top: 5px solid var(--gold); }
.footer-row { display: flex; justify-content: space-between; align-items: center; margin-bottom: 40px; }
.f-info h4 { font-family: var(--font-serif); color: var(--white); margin-bottom: 5px; letter-spacing: 1px; }
.f-nav a { margin-left: 30px; color: #888; font-size: 0.9rem; }
.f-nav a:hover { color: var(--gold); }
.copyright { text-align: center; font-size: 0.8rem; border-top: 1px solid #333; padding-top: 20px; }

@media (max-width: 900px) {
    .hero-content h1 { font-size: 2.5rem; }
    .grid-3, .about-classic, .contact-formal { grid-template-columns: 1fr; }
    .trust-flex { flex-direction: column; gap: 30px; }
    .footer-row { flex-direction: column; gap: 20px; text-align: center; }
}